Overview
Debit card
Prepaid card
Credit card
Card service
Happy Zone
HDBank Napas


Front

Back side
Easily withdraw cash with a wide network of ATMs and make payments at millions of card-accepting points nationwide.
HDBank Napas Debit cardholders can make transactions at a wide network of ATMs and pay at millions of card-accepting points nationwide.
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Enjoy variable interest
on the payment account balance.

Easily withdraw cash with a wide network of ATMs
and pay at millions of card-accepting points nationwide.

Safe, convenient
and no need to carry a large amount of cash on a daily basis.
Benefits
- Easily withdraw cash with a wide network of ATMs.
- Make payments at millions of card-accepting points nationwide.
- Receive salary and other souces of incomes (savings interests, dividends, and more) through the card
Features
- Rút tiền mặt dễ dàng với mạng lưới ATM rộng lớn.
- Thanh toán tại hàng triệu điểm chấp nhận thẻ trên toàn quốc.
- Nhận lương và các khoản thu nhập khác (lãi tiết kiệm, cổ tức,...) qua thẻ.
Attractive offers from HDBank card
MUA 1 ĐƠN ÁP 2 MÃ TRÊN SENDO KHI TRẢ GÓP QUA MUADEE
Giảm 30K tặng thêm freeship khi mua sắm trên Sendo và chọn thanh toán bằng Thẻ trả góp Muadee by HDBank
See details
MỪNG 8/3, ƯU ĐÃI THẢ GA KHI GỬI TIẾT KIỆM TRÊN APP HDBANK
HDBank dành tặng quý khách hàng những ưu đãi đặc biệt khi tham gia gửi tiết kiệm Online qua App HDBank.
See details
NGOẠI TỆ TRAO TAY - NHẬN NGAY QUÀ HAY
Chương trình ưu đãi dành cho Khách hàng đăng ký mua ngoại tệ Online.
See details
Conditions and fee schedule
- Individuals aged 18 and above, without loss or restriction of civil legal capacity as regulated by the law.
- In the case of card issuance for foreign individuals, they must be permitted to reside in Vietnam for a duration of 12 months or more.
- For more detail click here
- Issuance fee: Free
- Annual fee: 60,000 VND/year
- Interest rate (%/year): Enjoy demand deposit rate (or variable interest ) on the account balance of customers
- For more detail click here
- Register directly at the nearest HDBank Branch/Transaction Office (search the HDBank network here)
- Valid ID card/Citizen Identification Card/Passport.

Frequently Asked Questions
- Pay your credit balance on time.
- Increase your time of posessing the card.
- Frequently use your credit card.
Increasing credit limit is not difficult if you can prove that you are a responsible cardholder. Specifically, as you use your credit card, you need to:
Credit limit is the maximum amount that the credit institution approves for your card spending. Each issuing bank has a different minimum and maximum limit for each type of card. Credit limit for each customer may differ even if they use the same type of credit card.
Express your own color and personality through chosen images printed on the card No need to open a bank account, create a card quickly Effective expense management, eliminating worries about interest rates and payment limits Enjoy shopping, easy payment Cash withdrawal at all HDBank ATMs and in the Napas card system Scope of use: the card is used within the territory of Vietnam
Similar to debit and credit cards, prepaid cards allow you to make payments without the need for cash or checks. Unlike a credit card, you do not pay in advance or later with a prepaid card. Prepaid cards also do not connect directly to a bank account like a debit card. Prepaid cards have no value until you put money in the card.
Normally, you can request the card issuing bank to approve a new credit limit, or register to allow automatic approval by the bank. Based on your card spending behaviors, the bank will consider increasing or maintaining your current credit limit.